Retirement Visa Subclass 410

Retirement Visa Subclass 410: What this Retirement visa lets you do

If you are granted this visa, it allows you and your partner (if any) who is also granted this Retirement visa to:

• travel to, enter and remain in Australia
• work in Australia
• study in Australia.

This is a temporary visa and does not lead to permanent residence in Australia or to Australian citizenship.

Retirement Visa Subclass 410: Before you apply

Your passport

Usually, you and your partner need to have valid passports to be granted this visa. If you change your passport after you have been granted this Retirement visa you should notify the Department. If you do not provide the department of immigration and border protection with details of any new or additional passport you use to travel to Australia, you will experience delays at the airport and could be denied permission to board your plane.

Visa validity period

If you are granted the visa, it will be valid for 10 years from the date of grant.

Australian Government benefits

This visa is specifically designed for self-funded retirees, therefore you are generally not entitled to financial assistance or welfare support from the Australian Government.

Medicare benefits

Generally you are not usually eligible for Medicare benefits on this Retirement visa including under Reciprocal Health Care Agreements between Australia and governments of other countries. These are explained on the Department of Human Services website.

Retirement definitions

The following definitions are provided to help you understand the information on these pages.

• Rollover –   to renew your Retirement visa to allow for a further stay.
• Partner – your spouse (the person you are married to) or de facto partner (including same-sex partners).
• Substantive visa –   a visa other than any of the following:
  • a bridging visa
  • a criminal justice visa
  • an enforcement visa.

Health insurance

You must maintain adequate health insurance while in Australia. If you do not, any future visa applications may be refused.

Retirement Visa Subclass 410: Cost

Application charge

You need to pay a non-refundable visa application charge when you lodge your visa application.

The visa application charges are listed in Fees and charges.

To make a payment, please pay by:

• credit card
• bank cheque or money order made payable to the Department of Home Affairs (www.homeaffairs.gov.au).

Please do not pay by cash, travellers’ cheques or personal cheque.

Other costs

You might need to pay a charge for:

• health assessments
• police checks and certificates
• other certificates

You should also be prepared to pay other costs associated with your application, such as the cost of translations of some documents.

For more information see  fees and charges – other costs.

Retirement Visa Subclass 410: Who could get this visa

The Retirement visa (subclass 410) is only available to

• existing Retirement visa (subclass 410) holders and their partners (if any)
• former Retirement visa (subclass 410) holders and their partners (if any) who have not held another substantive visa since last entering Australia.

Retirement Visa Subclass 410: Health requirements

You and your partner will not need to have a health examination unless you have travelled for three months or more to a country where there is a high risk of tuberculosis.

If tuberculosis is identified, medical treatment (rather than visa refusal) is the likely outcome.

For more information see  Health Requirements.

Retirement Visa Subclass 410: Health insurance

To be eligible for this Retirement visa you must show evidence that you have:

• maintained health insurance during your previous stay in Australia
• ongoing adequate health insurance.

For health insurance to be considered adequate it must:

• be fully comprehensive
• provide cover that is at least equivalent to Medicare (including cover of 85 per cent of costs for hospital, emergency and general practitioner services)
• provide coverage for pharmaceuticals.

Just because a health insurance product is considered adequate for the purposes of meeting the visa requirement does not mean that it will be adequate for your personal circumstances. You should ensure that any insurance you obtain takes into account your individual needs.

We prefer that your health insurance is with an Australian insurer; however alternative arrangements can be accepted. Alternative arrangements with an overseas insurer will require individual detailed examination of the insurance policy and may result in processing delays.

Failure to maintain adequate health insurance may result in the refusal of future visa applications.

Retirement Visa Subclass 410: Character requirements

You must be of good character to enter and remain in Australia. If you are applying to rollover your Retirement visa, you will need to lodge an up to date Australian Federal Police clearance. You also need to lodge an overseas penal clearance for every country that you have spent at least 12 months in since your last Retirement visa (subclass 410) was granted.

We prefer that these clearances are provided with your application unless you are in Australia and your current visa is about to expire. If this is the case, you should lodge your application and evidence that you have applied for any clearances required. Please be aware that this might delay processing of your visa application, however, you will be granted a Bridging visa A (BVA) that allows you to stay in the country lawfully while your application is being processed.

For more information see  Character Requirements.

Retirement Visa Subclass 410: Financial requirements

You are expected to be self-supporting while in Australia.

Sign the Australian Values Statement

If you are aged 18 years or over, you must declare that you will respect Australian values and obey the laws of Australia. For this visa, the values statement is included in the general declaration section of the application form. When you sign the application form it means you will also be signing the values statement. You will not be required to have read the  Life in Australia book.

For more information see  Australian Values – Overview.

Retirement Visa Subclass 410: Including family in your application

Your partner can be included on your application form. You cannot bring any dependent children or other dependent relatives.

Retirement Visa Subclass 410: How to apply

This information explains what you need to do to apply for a Retirement visa (subclass 410). You and anyone included in your application can apply for this Retirement visa when you are in or outside of Australia:

• If you apply for this Retirement visa in Australia, you must be in Australia when the visa is granted.
• If you apply for this Retirement visa outside Australia, you must be outside Australia when the visa is granted.

Prepare your documents

You need to provide documents to prove the claims you make in the application. The documents are listed in the Document checklist.

Some documents could take some time to obtain. You should have them ready when you lodge the application to reduce any delays in processing.

For more information see information to help you  prepare your application.

Lodge your application

You must complete the following application form:

• Form 1383Application for a temporary visa for retirees(275 kB PDF)

If you are required to provide an Australian penal clearance certificate, you will need to complete the AFP National Police Check application form:

• AFP National Police Checks

If you are required to provide a penal clearance certificate (sometimes known as a police certificate) from another country please refer to the following document which provides instructions on obtaining a certificate from an overseas government or law enforcement authority:

Character and police certificate requirements​

Lodge your application at the  Hobart office  in Tasmania. Provide all relevant documents and pay the visa application charge when you apply. You can pay by credit card, bank cheque or money order made payable to the Department of Home Affairs (www.homeaffairs.gov.au).

More information

There is more information to help you  prepare your application, such as certifying and translating documents into English, communicating with us, using a migration agent, authorising another person to receive information from us, and receiving assistance with your application.​​

Retirement Visa Subclass 410: After you have applied

After you have lodged your application and documents, the department of immigration and border protection will let you know that they have received your information.

Wait for a decision

We have  visa processing time service standards  for each visa relating to the time it takes to process visa applications.

Provide more information

You can provide more information to us, in writing, at any time until a decision is made on the application. If you want to correct information you provided, use:

• Form 1023Notification of incorrect answer(s)(99 kB PDF).

We could also ask you for more information. You will have to respond by a set date. After that date, the department of immigration and border protection can make a decision about your application using the information that they have.

If another person gives the department of immigration and border protection information that could result in you being refused a visa, they will usually give you the opportunity to comment on the information.

Report changes in your circumstances

You should tell the department of immigration and border protection if your circumstances change. You can do so using the following forms:

• Form 929Change of address and/or passport details(86 kB PDF) – if you move to a new address or change your passport
• Form 1022Notification of changes in circumstances(77 kB PDF) – if there are other changes in your circumstances.

Withdrawing your application

You can withdraw the application at any time before the department of immigration and border protection make a decision about it. To do this, send them a letter or email to ask for the withdrawal. Your request must include your full name, date of birth, and either your file reference number, client ID, or a Transaction Reference Number.

Applicants who are 18 years of age or iolder must sign the letter of withdrawal or send a separate email.

Retirement Visa Subclass 410: Visa decision

If your visa is granted, you will receive a letter from the department of immigration and border protection detailing:

• advice that you have been granted the Retirement visa (subclass 410)
• any conditions placed on your visa.

If your visa is refused, you will receive a letter advising the reasons for the refusal decision. The letter will also advise you whether you can ask for the decision to be reviewed by the Migration Review Tribunal, and explain how to apply for review.

For more information see  Migration Review Tribunal.

Retirement Visa Subclass 410: Document checklist

You need to provide documents to support your application for this visa. the department of immigration and border protection can make a decision using the information you provide when you lodge your application. It is in your interest to provide as much information as possible with your application.

Provide certified copies of original documents. Do not include original documents unless the department of immigration and border protection specifically ask for them. Police certificates should be original documents. Documents not in English must be accompanied by accredited English translations.

Use this checklist to make sure your application is complete.

Retirement Visa Subclass 410: Forms

• Form 1383  Application for a temporary visa for retirees(275 kB PDF)

Retirement Visa Subclass 410: Charges

• Pay the visa application charge.

Retirement Visa Subclass 410: Receiving assistance

• If someone gives you advice or lodges your application for you:

o       Form 956Advice by a migration agent/exempt person of providing immigration assistance  (133 kB PDF) (the agent or exempt person completes the form and you must sign it).

• If you would like someone else to receive correspondence from the department of immigration and border protection on your behalf:

o       Form 956A  Appointment or withdrawal of an authorised recipient  (116 kB PDF) (the recipient completes the form and you must sign it).

Retirement Visa Subclass 410: Your identity

• Certified copies of marriage certificates or relationship registrations for you and anyone else included in your application, even if they are not joining you in Australia.
• Evidence of any name change, such as a marriage certificate
• Two recent passport-sized photographs (45mm x 35mm) of each person included in the application.

o       These photographs should be of the head and shoulders only, against a plain background.

o       Print the name of the person on the back of each photograph.

Retirement Visa Subclass 410: Your relationships

• Certified copies of marriage certificates or relationship registrations for you and anyone else included in your application, even if they are not joining you in Australia.
• If you are living in a de facto relationship: independent evidence that you have been in the relationship for at least 12 months (for example, joint bank account statements or billing accounts in joint names).

Retirement Visa Subclass 410: Your health insurance

• Evidence that you and your partner (if applicable), hold an adequate health insurance package. If you are applying for a further visa, you should also provide evidence that you maintained adequate health insurance while in Australia on a Retirement visa (subclass 410).

Retirement Visa Subclass 410: What this Retirement visa lets you do

This visa is a temporary visa. It allows you and your partner to:

• leave and re-enter Australia at any time
• work in Australia
• study in Australia.

Retirement Visa Subclass 410: Your obligations

You and your partner must comply with all visa conditions and Australian laws.

A breach of your visa conditions or breaking Australian laws can result in your visa being cancelled. If this happens you will need to leave Australia.

Arrival conditions

You must enter Australia before the expiry date given to you in your visa grant notification. If you do not arrive before this date, you will need to obtain a new visa before you can travel.

Retirement Visa Subclass 410: Report changes in circumstances

You need to tell the department of immigration and border protection if your circumstances change. You can use the following forms:

• Form 929  Change of address and/or passport details(86 kB PDF) – if you move to a new address or change your passport
• Form 1022  Notification of changes in circumstances(77 kB PDF) – if there are other changes in your circumstances.

Source: The Australian Department of Home Affairs (www.homeaffairs.gov.au). Please visit www.border.gov.au to get updated information.

Visa Help Australia Pty Ltd and Skilled Migration Consultants Pvt Ltd are specialists in study, skilled, work and family visas. Our qualified Australian registered migration agent can help you with all types of Australian visas.

Please visit our testimonials page to see what our clients have said about our quality service.